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A5 Cash Flow Planner standing closed, dark umber band cover with an ornate royal motif reversed out in cream, about three and a half millimetres thick.

Plain Lab · planner

Cash Flow Planner

Twelve finance pages for what came in and what went out, twenty ruled pages for notes, and twelve more set aside to look back on what the numbers actually did.

Price

from Rp 56.000

Softcover, French link sewing. Printed and sewn to order.

Ships in 6–14 business days · 7-day returns

4.9 from 85 buyer reviews of Hibrkraft

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Every cover and binding option is quoted when you order.

Specification

Type
Planner
Trim
148 × 210 mm · 5.827 × 8.268 in
Pages
60
Leaves
30
Sheets
15
Signatures
3 × 20pp
Spine
3.43 mm
Paper
white
Ruling
lined
Rows per page
18
Dating
Undated

Build it

Rp 56,000

Money moves faster than memory does. A figure written on the back of a receipt survives until the receipt is thrown out, and by the following week neither the figure nor the reason for it is anywhere. The finance pages hold a run of entries in one place: money in, money out, and the balance left over, in your own hand rather than in an app that redesigns itself every year.

Two pages set a target in writing before the entries start, so a plan exists to compare the numbers against later. Twenty ruled pages follow for whatever a column will not hold: why a month ran short, what changed with a supplier, the conversation that explains a number better than the number does.

Twelve reflection pages close the block, one for looking back rather than forward. The book records what you tell it. It does not calculate an interest rate, does not advise on where a payment should go first, and gives no opinion on your finances beyond the space to write them down.

What is inside

Finance
12pp
Money in and money out, kept in one place instead of scattered across receipts.
Goals
2pp
A target written down before the entries start, so there is something to check the numbers against later.
Notes
20pp
Whatever a column cannot hold: a supplier conversation, a reason a month ran short.
Reflection
12pp
A page for looking back on the numbers, kept separate from the page for writing them down.
Reference
14pp
Owner details, unit conversions computed from definitions, and emergency numbers checked against two sources.

In every book

The same six pages open every book: your details, who to call, the signs to point at when you have no shared language, and the map. They sit at the front because the moment you need them is not the moment to be flicking through.

How to use it
One page describing this book, not a different one.
This book belongs to
One page for your name and number, so a book that goes missing can come back.
My details
Blood group, allergies, who to call. Written once, carried everywhere.
Emergency numbers
Forty countries, taken from Wikidata property P2852 (CC0), agreed across two sources, every row carrying its QID. Numbers change and a book does not — verify locally on arrival.
Point at this
A pictogram grid captioned in English above and Indonesian below, for when there is no shared language.
World map
Natural Earth 110m, public domain, equirectangular, with UTC hour meridians computed from the projection rather than from a timezone database. For orientation and for pointing at, not a navigation chart.
Conversion tables
Computed from definitions — 25.4 mm to the inch — and not copied from anywhere, so every row can be checked by anyone holding the book.
Pen test leaf
The last page, printed for it on purpose. Every notebook is used this way; printing it deliberately is cheaper than losing the last leaf to it by accident.

The film

Page by page

A vertical film, 52 seconds: the cover, the ruling page, then 5 reference pages. Synthesised ambient bed, no dialogue — captions in three languages.

A vertical film from our own bench — this page contacts nobody's server to play it, and downloads nothing until you press play.

What is inside this book?

Five pages from the Cash Flow Planner laid out as cards: a finance page, a goals page, a lined notes page, a reflection page, and a reference table page.
Five pages taken straight from the print file: a finance page, a goals page, a lined notes page, a reflection page, and a page from the reference block. The finance page is the reason to buy this over a blank notebook: money in and money out with a place for the balance, laid out before you need it rather than drawn at the kitchen table.
Specification card listing the Cash Flow Planner contents: 12 finance pages, 2 goal pages, 20 notes pages, 12 reflection pages, 60 pages total, A5 trim, three signatures of twenty.
12 finance pages, 2 goal pages, 20 lined notes pages at 9.17 mm, 12 reflection pages. Fourteen pages of furniture: owner details, unit conversions computed from definitions, and emergency numbers checked against two sources. 60 pages total, A5, three sewn signatures of twenty.
Computed from definitions — 25.4 mm to the inch — and not copied from anywhere, so every row can be checked by anyone holding the book. — Cash Flow Planner
Conversion tables
Forty countries, taken from Wikidata property P2852 (CC0), agreed across two sources, every row carrying its QID. Numbers change and a book does not — verify locally on arrival. — Cash Flow Planner
Emergency numbers
One page for your name and number, so a book that goes missing can come back. — Cash Flow Planner
This book belongs to
A pictogram grid captioned in English above and Indonesian below, for when there is no shared language. — Cash Flow Planner
Point at this
Natural Earth 110m, public domain, equirectangular, with UTC hour meridians computed from the projection rather than from a timezone database. For orientation and for pointing at, not a navigation chart. — Cash Flow Planner
World map

The PDF of this book.

We do not sell the design or the PDF. Download it free, with no conditions at all, not even tracking. What we sell is the book, a real object that is genuinely useful and can help your life.

Download PDF PDF · 60 pages · 0.3 MB

Made at the Hibrkraft bindery, Bogor · about the maker

Books that sit alongside it

Questions

What goes on a finance page?

Money in and money out, entry by entry, with room for a running balance.

How big is it?

A5, 148 x 210 mm, 60 pages, 3.43 mm across the spine.

Is it dated?

No. It starts on whichever page you open first, and it does not expire the way a dated diary does.

Does it give financial advice?

No. It sets no interest rate, recommends no order for payments, and offers no opinion on your finances beyond the space to record them.

What are the reflection pages for?

Looking back on a stretch of entries, kept apart from the page where the figures themselves go.

Now this overplus ought to be accounted for to the author--and I believe it usually is so by all respectable publishers.
Charles Babbage, On the Economy of Machinery and Manufactures, 1832

Price

from Rp 56.000

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Track Record

  • 15 Years of Work
  • 100,000+ Products Made
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  • 2,000 pcs Capacity / Month
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Covered by
TVRI · Trans7 · MNC Home Living · iNews Radio
In print
Tabloid Nova · Bogor Today · Tren Bogor
Awards
UDUNAN 2020 Winner · Ekraf Jabar · Mitra Jabar
The Hibrkraft team outside the workshop in Bogor
The Hibrkraft team, Bogor
Download the Hibrkraft Company Profile PDF · 31 pages · 5,6 MB · 2026-09-22

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